Service Charges
28/08/2026
SR NO | PARTICULAR | Service Charges PCSB BANK |
1 | LOAN FORM | RS.250 + GST |
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| N.O.C | RS.30/- + GST |
| ECS N.O.C | RS.300/- + GST |
| LOOSE LOAN FORM | RS.20/- PER LEAVES |
2 | SHARE FORM | RS.120/- + G.S.T |
3 | CIBIL REPORT | RS.250/- + G.S.T |
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4 | VALUATION | RS.100 PER LAKHS |
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| MAXIMUM RS.15,000/- |
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5 | CA OPINION FEE ( FOR LOAN FILE ) | RS.2500/- UPTO RS.25/- LAKHS |
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| RS.3000/- RS.25/-.1 LAKHS AND ABOVE |
6 | SEARCH AND TITLE REPORT | FOR 13 YEARS TO 25 YEARS |
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| RS.2500/- RS.1 LAKHS TO 15 LAKHS |
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| RS.2500/- RS.15 LAKHS TO 75 LAKHS |
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| RS.2500/- RS.75 LAKHS AND ABOVE |
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7 | LEGAL OPINION WITH MORTGAGE | RS.2000/- RS.1 LAKHS TO 15 LAKHS |
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| RS.2500/- RS.15 LAKHS TO 75 LAKHS |
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| RS.3000/- RS.75 LAKHS AND ABOVE |
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8 | SHARE AMOUNT | 2.5% AS PER TOTAL LOAN SANCTION AMT ( SECURED LOAN) |
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| 5% AS PER TOTAL LOAN SANCTION AMT ( USECURED LOAN) |
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9 | PROCESSING FEE * | 0.5% + G.S.T |
A | CASH CREDIT ACCOUNT RENEWAL PROCESSING CHARGES | PER THOUSAND – 0.2 RUPEES |
B | CUSTODY CHARGES ( GOLD LOAN ) | RS.100+GST |
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10 | BUILDING FUND | 1% RS.1 LAKHS TO RS 3 LAKHS |
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| 0.75% RS.3 LAKHS TO 5 LAKHS |
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| 0.5% RS.5 LAKHS & ABOVE |
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11 | “Charges for Closure of Existing Mortgage on Property in Case of Loan Takeover Only.” (other financial Institution) Applicable only to mortgage loans. | |
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| After the takeover within three years. | 2% |
| After taking over three years later. | 1% |
| If the mortgage loan is closed by making a lump-sum payment. | 0.50% |
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12 | Saving Account Opening | Rs. 500/- |
13 | Saving Account Minimum Balance | Rs. 500/- |
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14 | Saving Account with Cheque Book | Rs. 1000/- |
15 | Penalty for not maintaining minimum balance (Saving) | Average Amount |
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16 | Current account opening | Rs. 2000/- |
17 | Current Account Minimum Balance | Rs. 2000/- |
18 | Penalty for not maintaining minimum balance (Current) | Average Amount |
19 | Cheque book charges |
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20 | Saving account Cheque book 15 Leaves | Rs. 60/- +GST |
21 | Current CC account 45 Leaves | Rs. 150/- +GST |
22 | saving account (related to finance) 15Leaves | Rs. 300/- |
23 | Current CC account (related to finance) 45Leaves | Rs. 700/- |
24 | Loose Cheque- per cheque | NO |
25 | INWARD Clearing Return cheque (per cheque) | AMT/1000*2=AMT+75*18%GST |
26 | Return cheque (per cheque) for finance | Rs. 150/- |
27 | Return DR ECS | Rs. 150/- ecs |
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28 | Outward clearing cheque charges | RS.2.36*Per instrument |
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29 | RTGS/NEFT | No charges |
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30 | IMPS | RS .25,000/- RS 5 Charges per Transaction And ABOVE RS 25,000/- UPTO – RS 10 Charges Per Transaction |
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31 | O/W Cheque Return deposit cheque | Rs. 25/cheque |
32 | Duplicate passbook | Rs. 50/- |
33 | Duplicate statement per page | Rs. 25/- |
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34 | Saving statement per page | Rs. 25/- |
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35 | Loan statement per page | Rs. 25/- |
36 | Stop payment per cheque | Rs. 50/- |
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37 | Account closing | Saving account Rs. 50/- |
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| Current account Rs. 200/- |
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38 | SMS charges | 30/- paise/ SMS Per Transaction |
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39 | ATM card charges |
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| PLATINUM CARD | Annual Fee Rs. 200/- + GST Per Debit Card |
| INSTA CARD | Annual Fee RS 150/- +GST Per Debit Card |
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40 | LOCKER CHARGES | |
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| SMAII SIZE 5*7*21 RENT (PER YEAR) RS 600/-+ GST |
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| SECURITY DEPOSIT RS 15000/-* |
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| MEDIUM SIZE 5*14*21 RENT (PER YEAR) RS 800/- +GST |
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| SECURITY DEPOSIT RS 20000/-* |
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| LARGE SIZE 10*5*21 RENT (PER YEAR ) RS 2000/- + GST |
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| SECURITY DEPOSIT RS 25000/-* |
41 | PAY ORDER / DD CHARGES |
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| a) No commission shall be charged for Pay Orders issued for the educational purposes of a member’s children (son/daughter). |
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| b) For Pay Orders issued for the educational purposes of other students, the commission charged shall be a minimum of ₹20 plus ₹1 per thousand, up to a maximum of ₹5,000. |
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| c) Other Customers Minimum ₹20 plus e.g., For a ₹1,000 Pay Order: ₹20 + ₹2 = ₹22 charges; e.g., For a ₹50,000 Pay Order: ₹20 + ₹100 = ₹120 + GST charges ₹2 per thousand Maximum ₹5,000 For the cancellation of a DD or Pay Order: Charges equivalent to half of the collected commission should be levied. Rs. 50 for Rs. 1,000 |
42 | PAY ORDER / DD CANCLETION CHARGES | The charges should be half of the commission taken. |
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43 | MORTGAGE REGISTER FEE | UP RS 29 LACK STAMP DUTY @ 0.8 % |
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| ABOVE RS.30 LACK STAMP DUTY @ 0.3 % + Registration Fee RS.15,000/- + ADV. MORTGAGE FEE ETC. |
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44. | 138 NOTICE CHARGES |
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| 138 NOTICE CASE LETTER SEND | UP TO RS.2 LAKH CHG RS.2,500/- |
| 138 NOTICE CASE LETTER SEND | RS.2 LAKH TO 5 LAKH CHG RS.3,000/- |
| 138 NOTICE CASE LETTER SEND | ABOVE 5 LAKH CHG RS.5,000/- |
| CASH FIELD FIELING | PER CHECK CHG RS.7,500/- |
| CASH FIELD FIELING | PER CHECK CHG RS.15,000/- |
| CASH FIELD FIELING | PER CHECK CHG RS.20,000/- |
| OTHER EXPENSES | PER CHECK CHG RS.1,000/- |
| 138 NOTICE CASE LETTER SEND | ABOVE 10 LAKH PER CHECK 20% |
CHARGES + GST APPLICABLE* | ||
RULES AND REGULATION APPLICABLE* |